Pursuing MBBS from a government medical college in India often comes with a service bond obligation. This policy aims to ensure that newly graduated doctors serve in government healthcare systems, especially in rural and underserved areas, for a specific duration.
Here’s a comprehensive state-wise overview of MBBS service bonds in India (2025) including bond duration, penalties for discontinuation, and stipend details.
What is a Service Bond?
A service bond is a legal agreement between the medical graduate and the respective state government. It mandates the graduate to serve in government health services for a fixed period after completing the MBBS degree. Failure to comply results in a monetary penalty.
🏥 MBBS Bond Details by State/UT (2025)
| S. No | State/UT | Bond Duration / Penalty | Discontinuation Penalty | Govt. Stipend | Pvt. Stipend |
|---|---|---|---|---|---|
| 1 | Andaman & Nicobar | 1 Year / ₹10 Lakh | ₹10 Lakh | ₹20,000 | NA |
| 2 | Andhra Pradesh | No Bond | ₹3 Lakh + 18% GST | ₹22,527 | ₹2K–10K |
| 3 | Arunachal Pradesh | 5 Years / ₹10 Lakh | ₹10 Lakh | ₹25,000 | NA |
| 4 | Assam | 5 Years Urban or 1 Year Rural / ₹30 Lakh | ₹30 Lakh | ₹35,000 | NA |
| 5 | Bihar | No Bond | No Penalty | ₹20,000 | ₹10K |
| 6 | Chandigarh | No Bond | No Penalty | ₹18,000 | NA |
| 7 | Chhattisgarh | 2 Years / ₹25L (UR), ₹20L (Reserved) | ₹25L / ₹20L | ₹17,900 | – |
| 8 | Dadra & Nagar Haveli | 2 Years / ₹40 Lakh | ₹5 Lakh | ₹14,000 | NA |
| 9 | Delhi (Govt. Inst./IPU) | 1 Year | ₹3 Lakh | ₹26,300 | NA |
| 10 | Goa | 1 Year / ₹10 Lakh | ₹5 Lakh | ₹20,000 | NA |
| 11 | Gujarat | 1 Year / ₹20 Lakh | ₹5 Lakh | ₹18,200 | ₹12K |
| 12 | Haryana | 5 Years / ₹25 Lakh | ₹10 Lakh | ₹17,000 | – |
| 13 | Himachal Pradesh | No Bond | No Penalty | ₹20,000 | – |
| 14 | Jammu & Kashmir | No Bond | No Penalty | ₹12,300 | – |
| 15 | Jharkhand | No Bond | ₹20 Lakh | ₹17,800 | – |
| 16 | Karnataka | 1 Year Compulsory | No Penalty | ₹30,000 | ₹10K–25K |
| 17 | Kerala | No Bond | ₹10 Lakh | ₹26,000 | ₹10K–16K |
| 18 | Madhya Pradesh | 1 Yr (UR: ₹10L), Others: ₹5L | ₹30 Lakh | ₹10,000 | – |
| 19 | Maharashtra | 1 Yr (Rural), 2 Yrs (Urban) / ₹10 Lakh | ₹10 Lakh | ₹18,000 | ₹4K–12K |
| 20 | Manipur | No Bond | ₹1 Lakh | ₹8,000 | – |
| 21 | Meghalaya | No Bond (AIQ) / 5 Yrs (State) / ₹25L | ₹10 Lakh | ₹26,300 | – |
| 22 | Mizoram | No Bond | No Penalty | ₹12,000 | – |
| 23 | Nagaland | No Info | – | – | – |
| 24 | Odisha | 2 Years / ₹25 Lakh | ₹10 Lakh | ₹28,000 | ₹15K |
| 25 | Puducherry | No Bond | ₹4 Lakh | ₹20,000 | ₹2.5K–5K |
| 26 | Punjab | No Bond | No Penalty | ₹15,000 | ₹15,000 |
| 27 | Rajasthan | 2 Years / ₹5 Lakh | ₹5 Lakh | ₹14,000 | – |
| 28 | Sikkim | NA | NA | ₹14,500 | – |
| 29 | Tamil Nadu | 5 Years / ₹5 Lakh | ₹10 Lakh | ₹25K–27K | ₹3K–13.5K |
| 30 | Telangana | No Bond | ₹20 Lakh | ₹25,900 | ₹2K–10K |
| 31 | Tripura | 5 Years / ₹20 Lakh | ₹20 Lakh | ₹20,500 | – |
| 32 | Uttarakhand | No Bond | No Penalty | ₹17,000 | ₹5K |
| 33 | Uttar Pradesh | 2 Years / ₹10 Lakh | ₹1 Lakh | ₹12,000 | ₹4K–7.5K |
| 34 | West Bengal | No Bond | ₹1 Lakh | ₹32,000 | ₹12.5K–28K |
| 35 | AIIMS, JIPMER, BHU | No Bond | No Penalty | ₹26,300 | NA |
| 36 | ESIC Medical Colleges | 1 Year / ₹5 Lakh | ₹5 Lakh | ₹26,300 | NA |
Important Notes:
- Private Colleges: No service bond obligations.
- NA: Indicates no private colleges in the region.
- No Info: Colleges haven’t submitted their bond policies to NMC.
- Subject to Change: Policies may update. Always check the latest government notifications or college brochures.
Why is the Service Bond Important?
The service bond system helps:
- Bridge the healthcare gap in rural areas.
- Ensure return on investment in subsidized medical education.
- Encourage young doctors to experience government healthcare settings.
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